How Can I Change a Cash App Business Account to a Personal Account? (2025 Guide)

If you’ve been using a Cash App business account but no longer need the extra features (or the fees), you might be wondering:

“How can I switch back to a personal Cash App account?”

Good news—you can change your business account to a personal account in just a few steps. In this 2025 updated guide, we’ll show you:

✅ What’s the difference between business and personal accounts
✅ Why users switch back to personal
✅ How to change your account type
✅ What to do if the option isn’t showing

✅ Business vs. Personal Cash App Account: What’s the Difference?

Personal Account:

Business Account:

  • Meant for merchants, freelancers, or small businesses

  • Allows customers to pay you easily

  • May charge a 2.75% fee per payment received

  • Includes extra reporting features

✅ Many users accidentally choose business and later realize they don’t need it—especially when they see the fees.

✅ Why Switch Back to Personal?

Common reasons include:

🔹 You created a business account by mistake
🔹 You don’t want to pay transaction fees
🔹 You’re no longer accepting business payments
🔹 You just want a simpler Cash App experience

✅ How to Switch from Business to Personal Account (Step-by-Step)

Here’s how to change it:

1️⃣ Open Cash App

Launch the app and sign in to your account.

2️⃣ Tap Your Profile Icon

Located in the top right corner of the home screen.

3️⃣ Scroll Down and Select “Support”

This section allows you to contact Cash App’s customer support.

4️⃣ Choose “Something Else”

Then tap Account Settings > Switch Account Type.

5️⃣ Request to Switch to Personal Account

Cash App doesn’t offer a toggle in-app for this switch. Instead, you’ll need to contact support to manually change your account back.

Write a message like:
📝 “Hi, I would like to convert my business account to a personal account. I no longer use this account for business purposes.”

6️⃣ Wait for Confirmation

Cash App support usually responds within 24–48 hours. Once approved, your account will be updated to Personal status, and transaction fees will be removed.

✅ What If the Option Doesn't Appear?

If you're not seeing a clear "Switch Account Type" option:

✅ Go to: Support > Something Else > Account Settings > Contact Support
✅ Or use the Cash App support page on their website: https://cash.app/help
✅ Request the change manually by writing a support message

✅ Important Notes

⚠️ Switching to a personal account means:

  • You can’t request payments as a business

  • You won’t have tax reporting tools

  • You will stop paying the business fee (2.75%)

✅ But you’ll still be able to send, receive, and withdraw funds like normal.

✅ Final Thoughts

If you accidentally selected “Business” on your Cash App account or no longer need the features, switching back to a personal account is easy—just reach out to support.

✔️ No more transaction fees
✔️ Simpler, personal-use interface
✔️ Ideal for everyday money transfers

Need more Cash App tips? Visit CashDeskApp.com—your trusted source for the latest guides, how-tos, and updates on digital payments in 2025 and beyond.


Location: United States

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