can i move money from cash app to venmo
Can I Move Money from Cash App to Venmo? A Complete 2025 Guide
Digital payment platforms have revolutionized how we manage money. Instead of visiting banks or using checks, apps like Cash App and Venmo allow instant peer-to-peer transactions. However, a common question arises: Can I transfer money directly from Cash App to Venmo?
The short answer: No, you cannot directly transfer money between Cash App and Venmo because they are separate platforms owned by different companies. But the good news is, there are several workarounds to move your funds securely and efficiently.
In this comprehensive guide, we’ll explore every method, step-by-step instructions, fees, limitations, and pro tips for transferring money from Cash App to Venmo in 2025.
Understanding Cash App and Venmo
Before diving into transfer methods, let’s understand what these apps do.
Cash App
-
Owned by Block Inc. (formerly Square).
-
Lets you send/receive money instantly.
-
Offers features like Cash Card (debit card), Bitcoin trading, stocks, and direct deposits.
Venmo
-
Owned by PayPal.
-
Primarily a social P2P payment app.
-
Offers Venmo Debit Card, bill splitting, and PayPal integration.
Both apps are user-friendly and popular in the U.S., but since they are competitors, there’s no built-in option to move money directly between them.
Why Can’t You Transfer Directly?
Cash App and Venmo are closed-loop systems, meaning money within Cash App can’t be sent directly to Venmo and vice versa. Each app requires its own balance and relies on external banks or cards for transfers.
That’s why the only way to move money between them is through an intermediary account (bank or card).
Methods to Move Money from Cash App to Venmo
Here are the most effective methods you can use:
Method 1: Transfer via Linked Bank Account (Most Reliable)
The most common and secure method is using a bank account linked to both apps.
Steps:
-
Open Cash App → Tap Balance → Choose Cash Out.
-
Select the amount you want to transfer.
-
Pick Standard (1–3 business days) or Instant (fee-based).
-
Wait until funds arrive in your bank account.
-
Open Venmo → Tap Add Money → Choose your linked bank.
-
Transfer the desired amount into Venmo.
Processing Time:
-
Standard transfer: 1–3 business days (free).
-
Instant transfer: A few minutes (1.75% fee).
Best For: Users who prefer reliability and don’t mind short delays.
Method 2: Using a Debit Card (Faster Transfers)
If you link the same debit card to both Cash App and Venmo, you can move money much faster.
Steps:
-
Link your debit card to both apps.
-
Cash out from Cash App to your debit card (Instant transfer).
-
Open Venmo → Tap Add Money → Select the same debit card.
-
Load money into Venmo.
Processing Time:
-
Almost instant if using instant cash out.
Best For: Those who need funds immediately.
Method 3: Sending Through a Trusted Friend
If you don’t want to use banks, you can use someone you trust.
Steps:
-
Send money to your friend via Cash App.
-
Ask them to send you the equivalent amount on Venmo.
Best For: Quick transfers without bank involvement.
⚠️ Caution: Only use this method with people you trust 100%.
Method 4: Use Direct Deposit Feature
Cash App offers direct deposit for paychecks. You can set Venmo to receive money by linking the same bank account.
-
Route your paycheck into Cash App.
-
Transfer from Cash App to bank.
-
Add the same funds to Venmo.
This is less of a direct method but helps if you’re managing money across both platforms regularly.
Things to Consider Before Transferring
-
Transfer Limits:
-
Cash App (without verification): $250/week sending, $1,000/month receiving.
-
Cash App (with verification): $7,500/week sending, unlimited receiving.
-
Venmo (unverified): $299.99/week.
-
Venmo (verified): $60,000/week (limits vary by transaction type).
-
-
Fees:
-
Standard transfers are free.
-
Instant transfers usually cost 1.5%–1.75%.
-
-
Processing Times:
-
Standard transfers take up to 3 business days.
-
Instant transfers work in minutes.
-
-
Security:
-
Both apps use encryption and fraud detection.
-
Always double-check your linked bank details.
-
Frequently Asked Questions
1. Can I link Cash App to Venmo directly?
No, you can’t directly link them. Both require a bank account or card as the middle layer.
2. Is there a fee to transfer from Cash App to Venmo?
-
Standard transfer → Free.
-
Instant transfer → 1.5%–1.75% fee.
3. Which is faster?
Using the same debit card on both apps is the fastest option.
4. Can I use PayPal as a middleman?
Yes. Since Venmo is owned by PayPal, you can move money from Venmo → PayPal → bank → Cash App. But it’s slower than using a debit card.
5. Is it safe?
Yes, as long as you use verified bank accounts/cards. Avoid shady third-party services.
Pro Tips for Smooth Transfers
-
Always verify your identity on both Cash App and Venmo to unlock higher limits.
-
Use a reliable debit card like Visa or Mastercard for instant transfers.
-
Avoid transferring large sums in one go—split transactions if necessary.
-
Double-check transfer details to avoid sending money to the wrong account.
Final Thoughts
While there is no direct transfer option between Cash App and Venmo, you can still move money safely using a bank account, debit card, or trusted person.
-
For reliability → Use a linked bank account.
-
For speed → Use the same debit card.
-
For emergencies → Ask a trusted friend.
Both Cash App and Venmo are powerful tools, and with a little planning, you can manage your money seamlessly across them.
Comments
Post a Comment